It's time to

Replace Your Merchant Card Fees with High-Converting Instant Payments.

3,200+
Banks

Connect directly to your customers' bank for instant account to account payments.

32+
Countries

Meet your customers where they are, in Europe, UK, CH, Nordics and beyond.

6+
Local Payment Rails

Connect instantly to FPS, ACH, RIX, SEPA ICT, SIC & SWIFT.

Implement Instant Payments as an alternative to cards

Eliminate Chargebacks & Reduce fraud by 10x

Accept instant bank payments with zero risk of chargebacks and a fraction of the fraud exposure of traditional card networks. Faster, safer, and built for high-converting checkout experiences—without the hidden costs of legacy card rails.

Increase Conversions with Named IBANs

Boost customer trust and reduce payment drop-offs by using named IBANs that reflect your brand or your end customer’s details. Our flexible setup supports IBANs in your name, our name, or a hybrid—so you can drive conversions while retaining control.

Receive funds to your account instantly

Funds settle to your account in seconds, not days. No waiting for batch payouts or manual reconciliations—just real-time liquidity that lets you move faster, make smarter decisions, and unlock working capital instantly.

Reconcile payments in real-time via dashboard or API

Every transaction is tracked and logged in real-time, with full visibility via our intuitive dashboard or robust API. See where your money is, match it to the right customer or order, and streamline reconciliation from hours to minutes.

It's simple to get started

Why our partners choose us

Customisable payment widget.

Make our payment widget your own by adding your brand colours, highlighting your preferred payment methods, and tailoring the countries and banks which your customers see.

Real-time settlements.

Choose to settle in either EUR or USD directly to a collection account that we provide. Choose IBANs in our name, your name or your end cutomers' name to increase conversion rates.

Built-in redundancy.

We integrate with multiple different payment providers to ensure you have a reliable payment channel. Focus on your business, and let us take care of the payments.

Accelerate your time-to-market.

Launch faster with minimal integration work. Our streamlined onboarding process and ready-to-deploy infrastructure mean you can start accepting payments in just 3–5 days.

Reliable Global Payments to Scale Your Business Today

Join the businesses using Stable Mint to move money faster, safer, and without borders.

Schedule a Demo Now